Blog by Real Estate Power Team

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Mortgage vs Life Insurance

June 10th, 2010

Working in the insurance industry, I have seen too many families being unaware of the dangers of mortgage insurance. Insurance is a complicated topic and the mortgage professionals who sell these products are usually not trained or licensed to sell life insurance. I strongly recommend that you do your homework and deny any insurance offered by your mortgage lender.

The biggest issue with ins ...

Thoughts on Interest Rate Hike

June 2nd, 2010
I've been reading a number of articles concerning the Bank of Canada's Interest Rate hike of 0.25% yesterday, here are a few links:


http://www.financialpost.com/news/Canada+banks+hike+prime+lending+rates/3098548/story.html

http://www.financialpost.com/news/Bank+Canada+first+hike+rate/3096853/story.html

http://www.financialpost.com/news/lowers+fixed+mortgage+rate/3096986/story.html

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Reworking a Condo in Vancouver

June 1st, 2010

Last week a client started preparing to list her condo for sale in the West side of Vancouver. Suze Interiors was hired to come into the space for 2 hours and do a Redesign. A Redesign consists of working with what the client currently owns. It is a matter of rearranging, reorganizing and making the best use of what is in the home. We completely rearranged the living room furniture and gave t ...

Credit Score Basics

May 27th, 2010

Part 1 - Credit Score Basics for Mortgage Hunters

It's no surprise to anyone that your credit score is a heavily weighted factor when applying for a mortgage. What always surprises me though is how many people have no idea what their credit score is or whether there are any errors on their report. Did you know you can get a free copy of your credit report mailed to you by Equifax? I highly r ...

Don't lose your home based on the wrong Insurance

May 26th, 2010

At Harlow Financial we are licensed insurance professionals and shop for your best coverage and rates. We save you money, time, and don't bill you; just as your mortgage broker works on your behalf.

A colleague of mine (Canada Life VP) recently was asked by his 8 year old… "Daddy if you die will we loose our house?" This had happened to one of her friends at school because the lender cov ...

Claim Your Home Owner's Grant

May 26th, 2010
Property Tax Information - Claim your Home Owner's Grant

For many first time buyers; you will be receiving your first property tax notices over the next few weeks. You will note that taxes are due July 5 this year. The second installment of property taxes in the City of Vancouver is always due the second business day of July.

Many first time buyers will have their lender collecting and ...

Mortgage Rates & First Time Buyers

May 20th, 2010

There has been a lot of press around the Vancouver Real Estate Market lately and how mortgage rates are pushing first time home buyers out of the market. Sales have started to slow in 2010 as many first time buyers took advantage of low rates in the last quarter of 2009 and early 2010. As more properties have come onto the market this spring, we are starting to see the return of the Buyers Ma ...

Mortgage Insurance

March 2nd, 2010

Harlow Financial knows a thing or two about Insurance. Let one of us share our knowledge with you...

Mortgage Insurance is your option. Don't let the ease of simply adding it to your mortgage without knowing your options be an unfortunate or costly desicion. You have decided to buy your home so why would you rent your mortgage insurance?

Click here for news video

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Singles Real Estate Basics, Buying Your First Home Or Condo

October 23rd, 2009


Starts: Tuesday, October 27 2009 @ 6:00 PM
Ends: Tuesday, October 27 2009 @ 8:00 PM

Cost: $19.99 CAD + GST

Location: Ceilis Irish Pub, 670 Smithe Street
Vancouver, BC V6B 1E3

Spots taken: 15 -- Total Spots: 20

Register and More Information: CLICK HERE

Looking to buy a home, but don't know where to start? Join Meet Market Adventures and other first time home buyers for an interactive ...

2009 Georgia Straight Best of Vancouver

October 8th, 2009

Mike Rampf, Vancouver Realtor and David Watts, Vancouver Notary Public - 2009 Best of Vancouver

I had a great time attending the Georgia Straight 2009 Best of Vancouver breakfast. I was chosen 1st choice Best Lawyer/Notary to use for Buying/Selling Real Estate. Fellow Vancouver Home Power Team member; Vancouver Realtor Mike Rampf was chosen 1st choice for Best Realtor. Mike and I often work together for common clients; as well as Vancouver Home Power Team Mortgage Broker Nicole Turcot ...

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